My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?
My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?
Can my credit card company charge a fee based on how I paid my bill, such as for making a payment over the phone?
What is a balance transfer fee? Can a balance transfer fee be charged on a zero percent interest rate offer?
What do I do if I think there may be additional unauthorized charges made after I reported my credit card lost or stolen?